PAYMENT CONSULTANCY · ENTERPRISE SOFTWARE

Payment infrastructure.
Engineered as one.

We build PCI-compliant payment infrastructure, enterprise software, and the cloud architecture around it — for merchants, banks, processors, and enterprises that need technology engineered to scale.

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OUR PRODUCTS

Three rails.
One payment stack.

shiftx ~ xgate
# POST /v1/authorize
> { "amount": 12499, "currency": "USD" }

< 200 APPROVED   rc: 00
< latency: 34ms

Xgate

Enterprise Payment Infrastructure, Built for Scale

EXPLORE
shiftx ~ tppx
# 0200 Clearing  T+1
batch: 14,232 txns
schemes: 4 direct

< net: $1.4M
< CLEARED

TPPX

Third-Party Payment Processing Infrastructure

EXPLORE
shiftx ~ remitx
# POST /v1/payouts
> { USD → KES, amt: 250 }

< rate: 131.42 fee: $1.00
< DELIVERED via M-Pesa
< elapsed: 3.8m

RemitX

Cross-Border Remittance, From Corridor to Payout

EXPLORE
PAYMENT CONSULTANCY

The payment lifecycle —
Designed.

Ten payment-focused services across four phases — strategy through compliance. Built for merchants, banks, processors, and fintechs.

ACTIVE · STRATEGY·4 services · Architect and design

Need help with your payment infrastructure?

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HOW WE OPERATE

End-to-end across the payment stack

We work at every layer — from merchant integrations to scheme connectivity and acquirer settlement.

Merchant

Checkout · APIs · SDKs

Gateway

Tokenization · 3DS · Routing

Processor

Authorization · ISO 8583

Scheme

Visa · Mastercard · Amex

Acquirer

Settlement · Reporting

WHY SHIFTX

Payment expertise that delivers

Deep payment knowledge plus business acumen — to optimise approval rates, reduce costs, and scale infrastructure.

Get Started
WCU_01

Scalability

Build systems that grow with your business. Our architectures handle millions of users without breaking a sweat.

WCU_02

Security First

Zero-trust architecture, end-to-end encryption, and compliance-ready solutions protect your data and reputation.

WCU_03

Modern Stack

React, Next.js, Kubernetes, and cloud-native technologies ensure your systems are future-proof and maintainable.

SCHEDULE A CONSULT

Let's build something together.

Schedule a consultation and discover how we can help you build payment infrastructure, enterprise software, and the cloud architecture that scales.

Start a ConversationExplore our services
shiftx ~ api/v1/authorize
# POST /api/v1/authorize
> { "amount": 12499, "currency": "USD", "scheme": "VISA" }

< 200 OK { "status": "APPROVED", "rc": "00", "latency": "34ms" }

# Ready when you are.
$